What is 3D Secure (3DS) Verification? How Does It Protect Your Payments on e-Pocket? 

e-Pocket have now added the option to make quick and secure overseas money transfers using Visa and Mastercard. This has been a significant step in providing our users with more payment options, increased speed, and enhanced ease of use. When you use your card to pay, you may see something new: one extra step before your payment is finished. Verification using 3D Secure (3DS) is that step. 

3DS is a tool that operates behind the scenes to keep your money safe, not to slow you down. In today’s world of online payments, speed and security are equally important. Let’s discuss what 3DS is, its significance, and how it works when you use your card on e-Pocket. 

What is 3D Secure? 

Visa and Mastercard made 3D Secure, which is a security mechanism that is often called 3DS. You might think of it as an extra lock on the way you pay. It adds an additional level of safety by making sure that the person using the card is the one who owns it. 

The “3D” stands for “Three-Domain,” which means that there are three sections that are connected: the cardholder’s bank, the merchant (in this case, e-Pocket), and the payment network (Visa or Mastercard). This extra step helps keep your card from being used without your permission, even if someone else has your information. 

Why is 3DS Verification Important? 

The main reason 3DS exists is to stop fraud. It’s easy to pay online, but there are also concerns. If there is no extra security check, stolen card information can be used to make purchases. 3DS greatly lowers this risk by requiring a verification code that only you can give. 

3DS helps verify your identity before a transaction is approved, making it harder for anyone else to use your card without permission. As the cardholder, it means you can relax knowing that your money is protected, even if someone gets hold of your card details.

How Does It Work in the Payment Process? 

This process is easy to follow. Here’s what happens, step by step: 

• Enter your card information to complete your e-Pocket transfer 
• Your bank automatically checks to see if the payment needs 3DS verification. 
• If it does, your bank will issue you a one-time code, usually by text message or app notification. 
• Enter that code into the screen where you pay. 
• The transaction is done after it has been confirmed. 

Your bank makes and sends this code, that’s why it’s so safe. If someone else got your card information, they wouldn’t be able to get the code that was given to your phone. 

What to Expect When Using 3DS on e-Pocket 

It’s easy and quick to do on e-Pocket. After you input your card information, your bank will send you a verification number that you need to enter. It usually comes in a few seconds. As soon as you type it in, your payment goes through right away. 

If you don’t receive the code, you should contact your bank immediately.  
Only your bank can assist you with your code. In most cases, the process is smooth and takes less than 30 seconds. 

The Benefits to You 

Safety is the best thing about 3DS. Verifying your identity during checkout blocks unauthorized payments, making fraud far less likely. You can also relax knowing that every transaction benefits from an added layer of security. This is a trusted system worldwide, built directly by Visa and Mastercard. This means that e-Pocket users can use their cards without anxiety, knowing that every time they pay, their money will be safe. 

Conclusion 

3D Secure is all about making your payments safer and easier in the end. This process may seem like an extra step, but it keeps you, your bank account, and your online payments safe. Following our recent updates, Visa and Mastercard payments have now been added to e-Pocket. With 3DS verification, your transactions are now more secure than ever. 

Try making your first Visa or Mastercard payment today through e-Pocket and experience just how smooth and safe card payments are.